PERSONAL LOANS Mortgage Loans Wayne County Bank has an array of Mortgage products that can be tailored to your specific needs. Low closing costs Home construction First Time Home Buyers Program Contact us for more information or to talk to one of our loan officers call 931-722-5438. Home Improvement Loans Our Home Improvement Loans are designed to assist you in updating or simply making needed improvements in your home. Low closing costs Secured by a first or second mortgage on your home Interest may be deductible from your income taxes Contact us for more information or to talk to one of our loan officers call 931-722-5438. Consumer Installment Loans We make a variety of loans for all types of consumer purchases. Monthly payments to fit your budget Automatic payments through your Wayne County Bank checking account Contact us today Contact us for more information or to talk to one of our loan officers call 931-722-5438.