Find financial relief as close as your own home — using your equity as collateral to secure funding.
Key Features
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Competitive Rates
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Fast Processing
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Experienced Lenders
Details
- Competitive rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And more!
- The existing equity in your home is used as collateral backing
- Repayment terms customized to fit your budget
- Automatic payments can be made through your WCB checking account
- Interest may be deductible from your income taxes1
- Quick, local processing in Wayne County, TN and its surrounding counties
- Detailed, attentive service from dedicated loan officers
Home Equity Line of Credit (HELOC)
- Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And more!
- The existing equity in your home is used as collateral backing
- Repayment terms customized to fit your budget
- Automatic payments can be made through your WCB checking account
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Easily request fund access through a bank representative
- Interest may be deductible from your income taxes1
- Quick, local processing in Wayne County, TN and its surrounding counties
- Detailed, attentive service from dedicated loan officers
1Consult a tax advisor.