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Student Savings teaches kids the value of a dollar — and our in-school branches make depositing convenient.

Key Features

  • Competitive Interest
  • No Monthly Service Fee
  • Digital Banking


  • Competitive interest on entire balance
  • No monthly service fee
  • No minimum balance requirements
  • Digital banking services included:
    • Online banking
    • Mobile banking
  • No minimum deposit to open 

Visit one of our School Banks to make a deposit before class!


BONUS INFORMATION:  Individuals up through the 12th grade are entitled to participate in weekly bonus opportunities that range from $1.00 to $10.00 between the months of September through May.  Such opportunities may be made available at public schools or at the Collinwood Branch, Clifton Branch, Waynesboro Main Office, or Citizens Bank of Lewis or Citizens Bank of Lawrence County Office.  Only one bonus opportunity will be provided per week per account holder.  The maximum bonus available in any calendar year is $200.00 per account.  All bonus monies will be deposited into the corresponding student savings account.

Join a Lasting Legacy

Two banks. One purpose. 100 years' worth of reasons to switch.