Privacy

Our Privacy Policy

It is the policy of this institution to respect the privacy of our customers and to protect the security and confidentiality of your non-public personal information. We have established policies to: (1) insure the security and confidentiality of our customers’ records and information; (2) protect against any anticipated threats or hazards to the security or integrity of such records; and, (3) protect against unauthorized access to, or use of, such records or information which could result in substantial harm or inconvenience to any of our customers.

Non-Public Personal Information Collected

Non-public personal information is personally identifiable financial information that is provided by our customers, results from any transaction with our customers, or any service performed for our customers, or is otherwise obtained by our financial institution and is determined to be not publicly available. The above information may be obtained from applications or other forms you complete to open a deposit account, apply for credit, or obtain a financial service from our institution; information about your transactions with us or others; and, information we may receive from a consumer reporting agency. Specific personally identifiable financial information that we might collect includes, but is not limited to, the following: name, address, social security number, assets, income, account balance, payment history, parties to transactions, credit card usage, credit history and your creditworthiness.

Disclosure of Non-Public Personal Information

We do not disclose non-public personal information about you to anyone, except as permitted by law. If you decide to close your account(s), or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Disclosure of Non-Public Personal Information to Service Providers

We may disclose all of the information we collect, as described above, to companies that provide consumer reporting, electronic banking, or other services for us, so that we may effectively administer and maintain your account(s) with our bank. Our contracts require service providers to maintain the confidentiality of the Information provided and strictly restrict the information from being used for any purposes other than those for which the information is disclosed or as otherwise permitted by law.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Privacy Questions

If you have any questions regarding how our financial institution handles your personally identifiable financial information, you may contact us by telephoning or writing.

 

Mobile Privacy Policy

FACTS	WHAT DOES Wayne County Bank DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION?
Why?	The mobile application requests access to information stored on your device such as location, camera, contacts, images, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that: • Before granting access to this information, you will be prompted to give the application that permission. • If you do not wish to grant that permission, you may decline. • If you later change your mind, those permissions can be updated in your device's settings.
What?	Some examples of information your app will request access to are: • Location - Your location is used to prevent fraudulent activity and to display locations near you. • Contacts - Allowing access lets you add contacts to use with features that allow you to send money via your mobile app. We will only add the contacts you choose, and that information will not be shared. • Camera/Images - This app uses your camera to capture check images, take picture of receipts, scan ID, scan authorized QR codes and to conduct video chat.
How?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
Questions?	Please contact Wayne County Bank at 931-722-5438 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.

Privacy Policy Notice