APY = Annual Percentage Yield. Rates effective as of July 27, 2023. Fees may reduce earnings.
*Interest rates are subject to change.
Kasasa Cash* Learn More
| Daily Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $25 | 4.8889% | 5.00% |
| $15,000+ | $25 | 0.25% | 5.00% to 0.87% |
| All balances if qualifications not met | $25 | 0.01% | 0.01% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases, each greater than $1.99
That's it. Even if you don't meet your qualifications during the cycle, you still won’t pay a monthly maintenance fee. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.