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APY = Annual Percentage Yield. Rates effective as of December 1, 2018. Fees may reduce earnings.

*Rates are subject to change.

Kasasa Cash* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $25 4.8889% 5.00%
$15,000+ $25 0.25% 5.00% to 0.87%
All balances if qualifications not met $25 0.01% 0.01%


Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases, each greater than $1.99

That's it. Even if you don't meet your qualifications during the cycle, you still won’t pay a monthly maintenance fee. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

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